Over the years, cyber crime and hacking have become like purchasing blood diamonds from Liberia, Sierra Leon, and South Africa, all these hackers do is try to swindle people of their hard earned money.
Call it “yahoo yahoo” in Nigeria and you wouldn’t be wrong.This has become such a trend that advancement in internet securities such as biometrics and other payment options like block-chain seem to be doing little to curb the illegal activities of this cyber criminals.
Nonetheless, if we must protect our hard-earned money, we need to always be one step ahead of all these hackers by knowing the common ways scammers now use to swindle us of our hard earned money.
Let’s give it to them, scammers can be very creative to say the list, and phishing scam has been one of the oldest scamming arsenals which they use to swindle unsuspecting victims.
Essentially, a phishing scam is a scenario where cyber criminals tend to install malicious apps and software on devices belonging to their victims, as soon as the victim clicks on the link sent to his email; they are tricked into giving the login details of their bank account, social media account or other sensitive accounts.You need an eagle's eye to spot phishing scams, because some of the email messages sent look so legit you can hardly tell if it is a scam or not.
Free trial offer
This is another means scammers have come up with to swindle people of their hard earned money. Through this means unsuspecting victims are cornered into subscribing for a one month free trial on amazing products and services. They try to sweeten the deal by telling you, you only pay for shipping and handling. What they never tell you is that you will be required to pay outrageous fees after the expiration of the trial period.
In the name of love
This to me is the current trend in cyber crime. Many people out there have fallen victims to this scamming trick because of their desperate need for love, care, and attention. These love-seekers are ready to go whatever length it takes to meet their significant other, and that includes subscribing to social media or online dating sites.
Hence, many cyber criminals now use this means to swindle men and women of their hard earned currencies by posing as Mr. or Mrs. Right and professing their love to their eventual victims, later on, they will begin to cook up pathetic stories that would warrant their victims to send them money.
“A friend has sent you an E-Card”
This is another common email scam, this involves cyber criminals sending what looks like an e- card from a family or friend to your email address, as soon as you open this e-card, malicious software are automatically downloaded to your operating system, what this software does is share your private information and bank details to servers controlled by scammers.
That’s not really your Facebook friend
The popularity of Facebook means almost everyone owns a Facebook account. Little wonder why scammers see this as a fertile ground to swindle people of their hard earned money.
To me, this is the easiest means scammers use to swindle people of their cash, all they need to do is send you a friend request, as soon as you accept, they go through your profile, get your pictures, know about your hobbies and create a fake Facebook account using your name, all that is left is to demand for financial help from your unsuspecting friends using the Facebook account they created in your name.